Senior Associate Compliance Officer – KYC (m/f/d)

The company

Our client is a leading German bank. As part of the build-out of its new office in Luxembourg, we are mandated to identify a Senior Associate Compliance Officer – KYC (m/f/d).

The Senior Associate Compliance Officer – KYC (m/f/d) supports the Luxembourg office in meeting its local customer due diligence and financial-crime prevention obligations. The role performs and coordinates onboarding and periodic-review activities, maintains accurate KYC records and escalates higher-risk or unusual matters to the Senior Compliance Officer / MLRO.

Your tasks

• Perform and coordinate customer due diligence for new and existing clients, including identification and verification of customers, beneficial owners, ownership structures and authorised representatives.
• Conduct risk-based KYC reviews, including enhanced due diligence for higher-risk clients, and document customer, product, country and transaction risk factors.
• Carry out sanctions, politically exposed person and adverse-information screening in accordance with applicable requirements and internal procedures, and escalate alerts appropriately.
• Maintain complete and accurate KYC files, monitor review dates and outstanding information, and support documented onboarding, periodic-review and remediation workflows.
• Coordinate with Front Office, Operations, Legal, central Compliance and other stakeholders to resolve KYC requirements while preserving independent compliance judgement.
• Support AML/CFT monitoring, management information, regulatory and audit requests, training activities, process improvements and testing of controls.

Your profile

• Degree or relevant vocational qualification in banking, law, economics, business administration or a comparable field.
• 2-5 years of relevant experience in KYC, AML/CFT, compliance, client onboarding, audit or banking operations, preferably within a credit institution.
• Good working knowledge of customer identification, beneficial-ownership analysis, enhanced due diligence, sanctions screening and risk-based KYC processes.
• Strong analytical skills, attention to detail, integrity and the ability to make and document sound risk-based assessments.
• Strong communication and stakeholder-management skills.
• Business-fluent English, French is an advantage.